https://omiorfinance.com/ Plain-English money guidance for UK households en Sun, 15 Nov 2026 16:45:04 GMT https://omiorfinance.com/credit-score-not-financial-health-check-seven-habits/ https://omiorfinance.com/credit-score-not-financial-health-check-seven-habits/ A high credit score only shows that you have repaid borrowing reliably. It says nothing about whether your household could survive a broken boiler or a lost month of pay. These seven UK habits give a truer picture. Omior Finance Opinion Sun, 15 Nov 2026 16:02:27 GMT https://omiorfinance.com/lock-it-or-leave-it-savings-account-guide-2026/ https://omiorfinance.com/lock-it-or-leave-it-savings-account-guide-2026/ Instead of guessing where interest rates go next, start with what your money is for. This guide sets out a practical framework for easy-access, notice accounts, fixed-rate bonds and Cash ISAs in 2026. Omior Finance Savings & ISAs Sun, 15 Nov 2026 16:02:27 GMT https://omiorfinance.com/two-week-5-a-day-test-christmas-2026/ https://omiorfinance.com/two-week-5-a-day-test-christmas-2026/ Christmas 2026 is close enough to matter and far enough away to plan for. This is a guilt-free, two-week experiment to find roughly £5 a day in household leaks — then send that money somewhere useful before December. Omior Finance Household Budgeting Sun, 15 Nov 2026 16:02:27 GMT